In the last year I have had my both atm cards used without my permission, and a few thousand dollars stolen from my accounts. It turned out the same person also stole the box of antique coins that my father had been saving for me since I was a little girl, my husband's bicycle, my daughter's really nice camera, my other daughter's ipod, my husband's prescription medicine, my daughter's prescription vicodin and worst of all the trust and innocence of a really nice family.
Then my purse was stolen out of my car a few months ago while our family was out hiking. I shouldn't have left my purse in my car but I did, stupid me. The evil creeps then went and used my atm cards for gas & groceries. And I cancelled those cards and thought ok end of that. BUT guess what? Not true!
This person some how took my driver's license and was able to open a Visa account and charged money on it! And do you know how I found out? Guitar Center (a music store) called me to thank me for my business. I first went and asked my husband if he had recently bought anything from Guitar Center on my card. I didn't think he did but it was possible. He said no. So we called Guitar Center and found that someone had indeed purchased goods from them in my name on a card I don't have!
Here's what I want to share with you in case you wallet is ever stolen. If you loose any important docs like your driver's license or passport, AFTER filing a police report, you had better go to the FTC website and report that it was stolen AND you have to request a block on your credit so that people have to prove they are you before they open accounts. You also have to request credit reports from all 3 agencies Trans Union, Experian, Equifax because if you only request from 1 (like I just did), the fraudulent accounts may not be on that particular report. Yes all 3! Ok so I can't do anything else until I get the other 2 reports.
Just think if someone had thought to tell me this when my purse was stolen. All the grief I'm going through now could be avoided. I hope this is all straightened out soon. I'm so tired of people taking advantage of me...I'm a nice person, I help people. I don't deserve this! I'm going to be much more careful now and unfortunately am a lot less innocent and trusting.